Are You Too Unhealthy for Life Insurance?
- David Wagner
- Feb 11
- 2 min read
Updated: Mar 14
That’s what a lot of people think. They have had illnesses or injuries that have changed their life, and they think they can’t get life insurance. Now it’s true they may not qualify for certain types of life insurance, say Term Life, for example. And the amount of coverage they can get will be reduced because of their health. But there are policies designed for people with health issues, policies that will ensure that the cost of your burial, cremation and funeral service are covered. These policies are called Whole Life Final Expense.

Burial, cremation and funeral services are expensive, as in $5,000 to over $10,000 in many cases. Many people don’t have the money to cover this when they die, and neither do their families. The fact is it is a huge financial burden which makes an already bad situation much worse. But there is a solution: Final Expense policies will protect your family from the financial burden.
And you can get them even if you have illnesses. Many companies work with people who have diabetes (even with complications), high blood pressure, high cholesterol, past cancer, heart issues, neurological issues, and more.
In fact, there are even some companies that will give you coverage no matter your health! They don’t even ask you a health question on the application! They just get your basic information and issue the policy to you right away!
So, if you think you can’t get life insurance because of bad health, think again. I can help you find a company that works for you. I work for several dozen Final Expense companies and I know which ones take different sorts of health problems. Call me today and I’ll give you a consultation and quote in less than 10 minutes. Then I can help you get approved: 209-268-8063
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