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Do you know the difference between Simplified Issue Term Life and Fully Underwritten Term Life? Simplified Issue Term Life insurance is a...

Guaranteed Issue Life Insurance is a product that does not require any medical exam, nor does it require you to answer any health...

It is very important you do not buy final expense from a captive agent. Why? Because captive agents only have one product from one...

Probably not. Why? Because in most cases the high-quality term policies are way too expensive for seniors, and that’s if the senior can...

That’s what a lot of people think. They have had illnesses or injuries that have changed their life, and they think they can’t get life...

Do you know the difference between an agent and a broker? Agents work for one company, can only sell the products of that company, and...

That’s what a lot of people think. But I have sold countless policies to people in their 80’s, even up to 90 years old! And what’s more,...